Our Reputation

Plan Benefit Analysts is a full-service insurance agency that specializes in employee benefits.

We begin with a thorough analysis of your employee base. This helps us discover your special needs, so that we may develop a precise profile of your company which then allows us to define and narrow our search for the best possible fit with benefits carriers. We work with you to request proposals, review the appropriate options, and create a strategy to maximize your alternatives.

The PBA Advantage

With more than 275 years of combined experience, our principals offer the experience, education and dedication to act as your company’s advocate and liaison. Each client benefits from the expertise of at least three members of our team.

PBA is proud to announce that we have been selected to receive the Certificate of Excellence from the Certified Healthy Business Program!  For more information, please visit www.championsofhealth.org .

Oklahoma Certified Health Business
This program seeks to recognize those businesses that are working to improve Oklahoma's health status by providing health and wellness opportunities for their employees.

Benefits News

The Simple Test All Managers Must Pass Before Being Allowed To Make A Hire
Generally speaking I lean towards the more liberal...
Explaining the Exchanges to Employees Won’t Be Easy
Between the growing number of companies expected t...
Why smart companies are scrapping probationary periods
Many HR pros swear by probationary periods for new...
'We Are Ready': Millennials Respond to Complaints They're Not Prepared for the Workforce
According to a survey published April 30 by Adecco...
Federal Circuit Court to Hear Challenge to Healthcare Reform’s Employer Mandate
The United States Court of Appeals for the Fourth ...
Job-Based Health Coverage And the Affordable Care Act: Why the Law Won’t Cause Employers to Drop Coverage
The Affordable Care Act seeks to protect employees...
Health Law’s Cadillac Tax Bite on Companies Drops by $57 Billion
he U.S. health-care law’s projected tax bite on bu...
Employee Notices About PPACA Insurance Exchanges - Guidance Issued
One of the 2013 action items for employers under t...
Survey Finds Confidence in Employer-Sponsored Health Care - but With Changes
A new survey from the International Foundation of ...
Wellness: It is not just about Health!
With President Obama winning his second innings at...
Employers Try To Spur Healthy Behaviors With Health Plan Rewards
As employers try to nudge employees toward healthy...
Model "Notice of Marketplace Coverage Options" Released
The U.S. Department of Labor released, on May 9, 2...
Seasonal Workers and Your Employee Benefit Plans
Summer is fast approaching and we find ourselves a...
IRS sets maximum health savings account contributions for 2014
The maximum contributions that can be made to heal...
Rolling Out Dough May Motivate Employees to Drop Pounds, Study Shows
By providing financial incentives, employers may b...
Experts question employees’ readiness for consumer-driven health care
As private exchanges expand and companies consider...
Do’s and don’ts to make performance reviews actually mean something
Everybody hates performance reviews. That’s a give...
7 Key Terms in the Affordable Care Act that Small Businesses Should Know
The Affordable Care Act includes new health care r...
Employer confidence in continuing to provide health care grows, survey says
Employers are becoming more confident that they’ll...
United States: DOL Guidance on Hiring Interns
As summer approaches, many employers are no doubt ...
Less than 20 percent of health plans will retain "grandfathered" status in 2013, report finds
Fifty-eight percent of employers that offered heal...
2013 to be a growth year in voluntary long-term care
Though last year was a significant year in long-te...
Q&A: Small Business Health Exchanges
The Obama administration recently revealed plans t...
Lions and tigers and fees, oh my!
Get ready for another fee under the Patient Protec...
New study shows non-smokers more likely to choose high-deductible health plans
High-deductible health plans are becoming popular ...
Employers report increased use -- and effectiveness -- of health incentives
A pair of surveys released this week from Aon Hewi...
Workplaces can be good weight-loss sites, researchers say
Weight-loss programs at work can help people shave...
2013 open enrollment may be true test for benefits communications
Benefits managers are just months away from what m...
Giving employees a stake in health care decisions
All across the nation, businesses are embarking on...
March Madness: Everything HR needs to know
March Madness has once again descended upon the wo...
4 Things You Can Do Right Now to Help Keep Your Best Employees
The first quarter of the calendar year is the best...
Senate Dems propose $275B in healthcare cuts
The first Senate Democratic budget proposal in fou...
Most employers do not understand true cost of complying with health care reform, survey finds
The majority of employers want to avoid cost incre...
Turn Here: GPS Tracking Gaining Acceptance
In the early days, employees feared that GPS monit...
EBSA issues self-compliance checklists for ACA, HIPAA
EBSA has issued two self-compliance checklists for...
Wellness programs pay off in the workplace
Come lunchtime at Consigli Construction Co., a doz...
Employers Must Begin Using Updated FMLA Forms and Poster Starting March 8, 2013
Earlier this month, the Department of Labor issued...
In hunt for revenue, Washington eyes 401(k) tax breaks
The budget challenges confronting the federal gove...
Yahoo CEO Marissa Mayer's ban on telecommuting sparks a firestorm
Yahoo CEO Marissa Mayer's decision to order teleco...
Dr. Deepika Verma Considers Impact of Affordable Care Act on Dental Field
Dr. Deepika Verma Weighs In on the Manner in Which...
DOL Issues New Guidance on Coverage of Preventive Services Under the Affordable Care Act
n addition to information governing cost-sharing l...
Few Americans switch employer health plans for better quality, lower costs
If you have a job with health insurance, have you ...
Sixth Circuit Upholds Plan Amendment Retroactively Limiting Disability Benefits
The U.S. Court of Appeals for the Sixth Circuit ru...
Gaps in health law dental coverage
The health care law was supposed to go a long way ...
Part-Time Employees Eligible For Coverage Could Spike In 2014
According to the ADP 2012 Study of Large Employer ...
2013: The Year Of Social HR
2012 was the year for workforce innovation, with m...
New HIPAA Regulations Affect Business Associates and Subcontractors
On January 17, 2013, the U.S. Department of Health...
Proposed rules issued on covering contraceptives
One component of the Patient Protection and Afford...
5 Tips for Starting an Employee Fitness Program
With the changes in the Affordable Care Act, emplo...
Most states not prepared for health reform’s consumer protections, study finds
Most states have their work cut out for them if th...
The four court cases HR needs to watch in 2013
What legal issues should HR pros be watching most ...
Study reveals 10-point jump in employee engagement
Employee engagement has risen in the past year, ac...
New Report: Drugstore Networks Could Save Employers, Medicare, and Medicaid $115 Billion
As Medicare, Medicaid, and commercial health plans...
CareerBuilder: More Employers to Use Temps
More companies will hire temporary and contract wo...
Employer ACA Exchange Notice Requirement Delayed
Due to the lack of information available to employ...
More than 25% dip into their DC plans for non-retirement spending
More than half of American employers offer employe...
Long-Awaited HIPAA Final Rule Released: Prepare for Compliance Now
On January 17, 2013, the Department of Health and ...
Insurers may prove choosy with overhaul exchanges
The leader of the nation's largest health insurer ...
Survey: Large gaps seen in health perceptions vs. reality
new survey from Aon Hewitt, the National Business ...
Tax Considerations in Implementing Donated Leave Policies
In light of recent natural disasters, employers ma...
Four wellness trends for 2013
As employers are continuing to look for ways to co...
CLASS Program Repealed
The CLASS program has been repealed by legislation...
A Guide To Health Insurance Exchanges
It seems like a simple idea: create new marketplac...
IRS Releases Further Guidance on Employer Health Care Coverage Mandate and Penalties
The Internal Revenue Service has released proposed...
2013 Forecast: 5 Trends In Voluntary Benefits
Voluntary benefits are becoming a staple in the em...
A Year-End Affordable Care Act Litigation Round-Up
Undoubtedly the biggest health reform news of 2012...
House staves off fiscal cliff, but more money squabbles lie ahead
After exhaustive negotiations that strained the co...
Medicare Discloses Hospitals' Bonuses, Penalties Based On Quality
Medicare on Thursday disclosed bonuses and penalti...
NLRB offers long-awaited guidance on social media policies
The National Labor Relations Board (NLRB) has issu...
Health Exchanges to Be Run by 18 States as Most Governors Pass
Governors in 18 of the 50 U.S. states agreed to bu...
Study Finds Coverage To Help Kick Smoking Can Be Tricky
Most people who smoke want to quit, and the 2010 h...
CDHPs cost employees less than PPOs, new study suggests
While adoption of consumer-driven health plans by ...
IFEBP: Vast majority plan to keep offering insurance in 2014
According to a recent survey by the International ...
Proposed ACA Regulations on Transitional Reinsurance Program Premiums and Potential Effects for Employer-Sponsored Group Health Plans
As part of the Patient Protection and Affordable C...
11 tips for communicating, engaging with Gen X and Y
Panelists cite benefits technology, flexibility an...
New Wave of Virtual Employees Working Smarter but Risking Burnout, According to Workplace Survey by Kelly Services®
Mobile technologies are transforming the workplace...
PPACA Rules on Wellness Programs Could Push Participation
New proposed rules for wellness programs that were...
Are HSAs the new 401(k) plans?
As HSA account balances grow and become sizable as...
Implementing Health Reform: The Dam Bursts
For months, states, insurers, and others who will ...
Obama Admin Fills in Health Law Details
The Obama administration filled in key details on ...
Communicating benefits still a work in progress: survey
n an era of easy access to real-time information o...
Washington Health Policy Week in Review Rules on Exchanges, Essential Health Benefits, Insurance Markets in Review
November 9, 2012 -- The Office of Management and B...
Big change in store for health FSAs in 2013
Thanks to health reform, the Patient Protection an...
Obama Administration Extends Deadline For State Exchanges
The Obama administration on Friday gave states mor...
With Obamacare now a reality, employers choose strategies
Love it or hate it, President Barack Obama’s re-el...
The Outlook for "Obamacare" in Two Maps
It wasn't just President Barack Obama who won Tues...
With Obama victorious, experts look to the future
With a slim majority of the popular vote and a sig...
Post-election flood of ‘Obamacare’ rules expected
The bottled-up rules to set up President Barack Ob...
Retention, engagement ride on a well-communicated benefits plan
Employers that provide and market comprehensive be...
The debt effect
Student loan debt reaches record levels and lands ...
U.S. Set to Sponsor Health Insurance
The Obama administration will soon take on a new r...
Proportion Of Those With High Medical Costs Unchanged During Recent Recession
During a recession one would expect the percentage...
Incentive first, achievement later
From corporate bonuses to wellness premium reducti...
Health Reform Survey Finds Business As Usual For Employers In 2013
Employers say it will be business as usual in thei...
Large employers look to on-site health clinics to reduce costs and absenteeism
On-site health care clinics are increasingly being...
Turning Consumers Into Shoppers: Using High-Deductible Plans Wisely
As insurance exchanges emerge next year, and as st...
Execs say benefits more about retention than attraction
In a pair of recent interviews, executives from tw...
Future guidance from IRS will address additional shared responsibility payment issues under health reform
The Treasury and the IRS intend to issue additiona...
Sixth Circuit Allows Reasonable Modifications of Retiree Health Benefits
On September 13, 2012, the Sixth Circuit reiterate...
2013 Open Enrollment Season Foreshadows Significant Structural Changes In 2014 And Beyond
As employees make their open enrollment selections...
Study links well-being, job performance
Healthways claims that a new study is the first to...
If the DOL comes knocking, are you ready to answer?
The U.S. Department of Labor (DOL) has begun to au...
Study: Health Insurance Costs To Fall For Businesses Under 50 Employees
Once fully implemented, the 2010 health care law w...
Social media tools gain acceptance
As social media proliferates to all corners of soc...
2013 Segal Health Plan Cost Trend Survey
Projected rate of increase in health plan cost tre...
States Take A First Step On The Path To Essential Health Benefits
State benchmark plan decisions -- the first step o...
Smile-worthy Recognition
Public props trump financial compensation for a jo...
2012 U.S. Pharmacy Study Results
Satisfaction among customers who use mail-order ph...
Survey: 3 in 4 small business owners tout health and wellness programs
While most small businesses don’t offer health and...
Benefits Were 30.7 Percent Of Total Compensation In June 2012, BLS Finds
From Spencer’s Benefits Reports: Employer-provided...
Don't know much about disability
Employees largely unaware of disability insurance,...
HighRoads Survey Reveals Growing Priority of Digital Delivery of Employee Health Plan Communications
Employers are increasingly using electronic distri...
Uninsured Rate Fell or Held Steady in Almost Every State Last Year, New Census Data Show
The share of residents without health coverage fel...
What Do Polls Really Tell Us About The Public’s View Of The Affordable Care Act?
Since its passage, the public has been told repeat...
Retailer educates mothers-to-be using social media, moves beyond medical focus
Aéropostale, a mall-based clothing store geared to...
Few employers plan to drop coverage but many expect more cost sharing
While few employers are planning to drop health be...
Employers complain to Obama Administration that ACA requirements are still unclear
Nervous because you still aren’t certain about how...
Best HSAs combine attractive plan, good communication
If your promotion plan for your health savings acc...
Survey Finds that Wellness Programs Provide Savings for Employers
Employers who have analyzed the financial impact o...
The DOL's Move to Increase ERISA Audits
The Employee Retirement Income Security Act is pro...
Cost of health benefits rises 4% for family coverage
The cost of health benefits for employers and empl...
Retention Rides on a Well-Communicated Benefits Plan
Employers that provide and market comprehensive be...
More Young Adults Have Insurance After Health Care Law, Study Says
The share of young adults without health insurance...
Why Employees Stay on the Job
Work-life fit and enjoying what they do top the li...
Employer-Provided Healthcare: One Size Does Not Fit All
Offering all participants in a healthcare program ...
Can an Employee Sue if an Employer Doesn't Provide a Place to Express Milk?
Amid the many pages of the Patient Protection and ...
Ryan Health Tax Credit Moves Away from Employer-Based System
Mitt Romney wants to change the U.S. tax code’s tr...
NBGH Projects 7% Health Benefit Inflation, More Wellness Incentives
With the cost of employer-provided health care ben...
Uneven Impace of PPACA Seen
Sometimes lost in the furor surrounding health ref...
Estimates on Post-ACA Decline in Employer-Provided Coverage Vary
Researchers believe that certain provisions of the...
Small Employer Plans More Likely to Change Course in Response to Health Reform
In response to health reform, some employers may s...
Small Businesses Consider Self-Insured Health Plans
You wouldn't think a discussion about stop-loss in...
Yoga On Commission: More Employers Pay For Good Health Habits
The Affordable Care Act encourages more employers ...
Make the Most of Health Insurance Changes in 2013
Employers are making other adjustments to costs an...
Employer's 'Honest Suspicion' of FMLA Abuse Enough to Dismiss FMLA Claims
Carrier Corp. had enough of its employees abusing ...
Some Plans Deny Pregnancy Coverage For Dependent Children
The health care overhaul provides a safety net for...
On-Site Wellness Programs See Growth, Gain Support of Senior Executives
For a majority of employers, the lack of ROI data ...
Shaping Up: Workplace Wellness in the '80s and Today
The 1980s marked the rise of the "yuppies"—a new g...
Employers Increase Benefits that Improve Employee Health and Wellness
More employers are offering benefits that encourag...
MLR Rebates May Keep Premiums Down
As the last of $1 billion worth of this year's hea...
Realizing the Potential of Onsite Health Centers
Concerned about the continuing escalation of healt...
Why CEOs Should Use Social Media
For CEOs who are trying to decide whether particip...
HIPAA Privacy and Security Audits Underway
The Health Information Technology for Economic and...
Final Rule On Essential Health Benefits Issued
The Department of Health and Human Services (HHS) ...
Bag of Bones = Age Discrimination
In ordering an employee's termination, the owner o...